Simplifying Systems at the Heart of Banking
Cobalt transforms the core systems behind the world’s banks so they’re ready for today, tomorrow, and beyond.

60 years of combined experience building systems that can’t afford to fail
Cobalt was founded on a friendship formed in Unit 81, an elite technology unit defined by a single belief - “failure is not an option”. It was there the founders learned a lesson that guides them to this day: a system you don’t understand will never work.
Oren B and Oren R, co-founders of Innoviz and pioneers in automotive tech, along with Niro, founder of Vanti (acquired by Tray.ai), have dedicated their careers to building complex, mission-critical systems that simply have to work.
Now, they’re bringing that same precision and discipline to banking, making the systems that keep banks running more stable, more robust, and more dependable.

Builder and technologist with deep roots in R&D and product execution. From Unit 81 to Innoviz, Oren has led teams that turn complexity into clarity, designing systems that perform flawlessly under pressure.

Strategic operator and growth architect. From Unit 81 to BCG to Innoviz, Oren blends business insight with technical understanding to scale products, build partnerships, and drive market adoption.

System thinker and hands-on engineer. From Unit 81 to Vanti and Colleen.ai, Niro specializes in building reliable, scalable platforms, bringing precision engineering and machine intelligence to mission-critical systems.
The biggest risk in banking is the systems banks run on
When clarity disappears, control goes with it
The most trusted systems are usually the least understood. Banks depend on invisible processes, and that blind spot can be dangerous.


Change cycles take months
One small change triggers weeks of testing, endless approvals, and sleepless nights. The more complex things get, the slower everything moves.
System failures land on the CEO’s desk
Fragile and costly to maintain, they depend on constant human oversight, and when they fail, they fail loudly and publicly. Every night shouldn't be a gamble.

Turning fragile systems
into trusted ones
By simplifying complexity, banks rediscover the reliability hidden inside their own systems.
How Cobalt Works
Incoming: serious tech stuff
Designed for complex financial technology ecosystems
Gain full visibility into critical operations
Automated codebase analysis scans COBOL, JCL, and scripts to create a complete system map.

See how everything connects at a glance
Dependency visualization reveals interlinked programs and data flows through interactive system mapping.

Reduce operational risk with predictable performance
Predictive analytics detect anomalies and prevent missed completion windows before they happen.

Unlock hidden business logic for smarter decisions
Cobalt extracts and translates embedded rules and calculations buried deep in legacy code

Accelerate processing without increasing risk
Parallelization and decoupling make it possible to safely run jobs concurrently, cutting overall runtime.

Deliver more while spending less
Optimizations significantly lower mainframe CPU costs, runtime, and overnight operational overhead.

Start with Clarity
Ditch The Risk
Transform your enterprise technology infrastructure with a partner who understands your complex challenges.

Live Case Study:
The nightly batch process
Each night, tens of thousands of tasks, the nightly batch process, run in sequence to complete transactions, reconcile payments, and prepare the bank for the next business day.
This decades-old system is critical, but fragile. Built on legacy technology, it’s struggling to keep up with the pace and expectations of modern banking.
Cobalt is partnering with leading banks to demonstrate how clarity, stability, and control can transform the Nightly Batch into a finely tuned, reliable process built for the future of banking.
Precision engineering
Strategic transformation
Intelligent adaptation
Frequently Asked
Questions
Answers to critical questions about transforming enterprise technology infrastructure
Cobalt's AI-driven approach enables rapid system analysis and transformation. Most initial mapping can be completed within weeks, not months. Our platform minimizes disruption and accelerates modernization timelines.
Security is our highest priority. We implement enterprise-grade encryption and follow strict compliance protocols. Our platform creates a secure, isolated environment for system analysis and transformation.
Cobalt supports legacy systems across multiple programming languages, including COBOL, JCL, and batch scripts. We can map and modernize complex financial technology ecosystems with precision.
No replacement necessary. Our platform enables seamless integration and evolution of existing systems. We help you modernize incrementally without massive rewrites or operational disruption.
Implementation costs vary based on system complexity. We offer transparent pricing and demonstrate clear ROI through reduced operational risks and increased system efficiency.